Purchase
We'll Help You Find the Right Mortgage Loan
The friendly loan officers at Midsouth Fairway Independent Mortgage will help you navigate the maze of mortgage loans and lead you to your dream home. Speak to a member of our team to get started today.
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Personalized Mortgage Loan Options in the Midsouth
Purchasing a home has always been a part of the American dream. We're the team you can trust when you're ready to make that dream a reality. Midsouth Fairway Independent Mortgage offers personalized purchase loans for homebuyers throughout the Midsouth. However, with so many options available, it can be overwhelming for new homebuyers to determine which is right for them. We listen to our client's needs and help them choose the right path. Our tailored approach ensures they're prepared to make the best choice for their future when the time is right.
Are you preparing to purchase a new home? Speak with a member of our team to learn about our mortgage loan options.
Learn More About Our Available Options
As a local mortgage company, we understand the unique challenges families face when purchasing a home. Each branch has a staff of experienced loan officers prepared to provide personal insight into your area's housing market so they can match you with a loan that's right for you. Learn more about the different services:
Adjustable-Rate
Mortgage (ARM)
Are you looking to secure a lower initial interest rate? An ARM may be the best option for you. They offer term flexibility, making them ideal for clients anticipating a rise in income or planning to sell before the adjustment period begins.
Affordable
Housing
While home prices continue to rise, affordable housing mortgages make homeownership achievable for lower-income families. Our team can guide you through the eligibility criteria to see if you qualify.
Conventional
Loan
Many homebuyers prefer the predictability of conventional loans. By avoiding the complexities and constraints of a federally backed loan, you have greater flexibility to determine the loan term and repayment period.
FHA Mortgage
Loan
Federal Housing Administration (FHA) loans are often used to support first-time homebuyers or individuals with low to moderate incomes. They require a low-down payment and fixed- or adjustable-rate loan options are available.
Fixed-Rate
Mortgage Loan
Fixed-rate mortgage loans refer to any loan whose interest rate remains the same. We offer various fixed-rate options, including FHA mortgage loans, VA mortgage loans, USDA mortgage loans, and jumbo mortgage loans.
Jumbo Mortgage
Loan
A jumbo loan is a loan type that exceeds the Federal Housing Finance Agency's maximum allowance. A jumbo loan may be the best option for homebuyers purchasing a home over $800,000 or more.
Physician Mortgage
Loan
Our personalized approach to mortgage origination extends to the physicians and doctors who face unique financial challenges, including student loan debt. For doctors advancing their careers, these mortgage types offer superior financial flexibility.
USDA Mortgage
Loan
USDA mortgage loans are designed to support small towns throughout Midsouth by making homeownership more accessible. With lower mortgage insurance costs and flexible credit requirements, they are a practical path for many.
VA Mortgage
Loan
VA loans allow veterans, active-duty service members, and eligible surviving spouses to secure competitive mortgages with low interest rates and no down payment. It's one way to support our nation's heroes.
We Can Guide You Towards Your New Home
In today's housing market, being informed about different loan options is crucial to streamline the buying process. Sellers are looking for buyers who are ready to act quickly. By speaking with our team of skilled and experienced loan officers about our options, you'll better understand the mortgage type you'll need to make a timely offer on the house of your dreams. Whether you're a first-time homebuyer trying to understand the details of buying a home or you've purchased a home before, our loan office can help you select the right loan based on your needs. Contact us today to get started.
Your Local Partner for Mortgage Solutions
We help individuals and families, like you, become homeowners with our customized mortgage solutions.Apply Now